Whether it is bath additions, home remodeling, or redesigning a room, changing your home can be quite an undertaking. There are a number of decisions to make that can seriously change the trajectory of your experience. The first one is whether or not to hire the work out, do it yourself, or hire a contractor to hire the work. They each come with their own benefits and drawbacks. Whether or not a particular avenue is appropriate largely depends upon circumstances. One of those is your own skill set. If you have none in terms home repair and remodeling, then you would probably want to go with the contractor route. Another factor is whether or not you can find a good home building contractor. If you can, this can make a world of difference. The second option, which is to hire all of the work yourself, has its own set of risks and needed skill sets. In order for that route to work, the skill you need is the ability to connect to different people and find the right people. If you are not connected to a network of trusted workers that do good work, you return again to the contractor route. I remember years ago when my parents were doing kitchen remodeling. They tried this second route, which is to hire the work themselves. They had a pretty negative experience. As it turns out, there is a wide spectrum of workers in terms of competency, experience, and professionalism. Despite this range, they often charge the same amount of money for their services. Perhaps it is better to say that they the difference in what they charged for their services was not proportional to the difference in their competency and professionalism. My parents did not know this. The tile was messed up. The countertop was not right. The plumbing in the new sink still acts up. The hand to go back and forth with these different workers that they just found themselves. It was an ongoing struggle, and they probably ended up losing a good deal of money on the hassles. If they had known then what they now know, they probably would have gone with a home building contractor. The big difference between their circumstances and if they had used a contractor would have been that the contractor’s network replaces your need to have a network. That is to say that instead of trying to vet every single worker involved in the entire remodeling process, you just vet the contractor. When you find a good contractor, that person then uses a network of workers that have already vetted. And the contractor’s business depends upon his or her network being composed of trusted workers. So it is in the contractor’s best interest to make good hires. Will it cost a little more because you are hiring a contractor. Not necessarily. You think that it would, but I think that the case of my mother and father’s experience with their kitchen is a good example of how it can actually be lucrative.
One of the biggest threats to your home is water damage because it can be so difficult to reverse. Nevertheless, there are emergency water damage specialists who can help you if you are dealing with water in your home. If there is, indeed, water flowing into your home, you need to call twenty four seven Austin water damage specialists. Waiting around, at all, is not advisable, which is why they make themselves available twenty four hours a day. When there is a water emergency underway, waiting until normal business hours is downright foolish.
Water damage is classified, by your insurance providers, at least, as either flood damage or water damage. The techniques required to restore properties that have been hit with either type of damage are very similar, but you must be aware of the difference in how they are handled. That being said, do not hesitate to call an emergency water damage company because of insurance concerns because they will probably accept your insurance. Not to mention the fact that ignoring the problem will only make it much more expensive to deal with in the future. Plus, for the most part, wear damage specialists deal with the insurance companies on a regular basis. You can let them figure out the details, after the fact. This will save you time and money, and it will save your property from further harm.
Needless to say, insurance is the least of your worries, when you are dealing with severe water damage, though, as it could literally destroy your house if left unchecked. It does not matter whether or not the damage was related to flooding or to plumbing problems, severe water leakage can deteriorate the frame of your home. If the frame of your home becomes soggy and begins to deteriorate, your entire house is at risk. Having Austin water damage experts promptly handle the damage is the best way to prevent this potential consequence.
The procedures utilized by these water damage specialists are very advanced, especially compared to the way water damage was handled in previous decades. Whereas before, people thought drying a room the conventional way was sufficient, nowadays, water damage specialists spend a lot of time and effort, utilizing the most advanced equipment, to remove all of the moisture. Before they can even deem your room safe to return to, they have to inspect it thoroughly, to make sure all of the moisture is gone. They also need to make sure that there is no bacteria or mold present, as those organisms can develop in wet environments, such as damp basements. Of course, safety is their number one concern, so you can be sure that if qualified Austin water damage personnel deemed your home safe, it should be completely safe and habitable. If there is one type of repair issue to take seriously, it is water damage. It can seriously deteriorate your home, and it can even make it unlivable and unsanitary. That is why emergency water damage companies exist.
With the housing market as it has been for the last seven or eight years, which in flux and unpredictable, buying a house can be a pretty daunting prospect. It is scary to think about the risk that is involved in buying a home. And right now, I am only talking about the market forces. You cannot know if the value of real estate or homes, in general, will change or fluctuate. I am not even referring to the added risk that this involved in the particular home that we are talking about. If there are problem with the house itself, then this adds another level of risk. But there is good news. This class of problems and risk is much more easy to manage and comprehend than the housing market.
When you find the house that fits your needs, your location, and the level of risk that you want to take on, you have to pull the trigger pretty fast. Even in a hot market or a cold market, decisiveness is key. But do not be too quick. A Colorado home inspection can be an investment that will save you a lot of time and effort. Do not get too excited when you see the house on paper (or even in person) without getting a thorough inspection. Just because it meets the criteria as set by the market, it may not be a good buy based on the integrity of the house. In Colorado, radon is a particularly important thing to account for. The levels of radon in your home can be a serious health factor. This is especially the case if you have a basement, which is where the radon comes from, or if you have children, who are particularly susceptible to radon poisoning. Radon testing should be one of the first things you go for.
But there are a number of other things that could disqualify a house from the being a good buy. Mold testing is an important factor to account for when buying a house. You may be thinking of the mold that is on your food when you leave it in the frig for too long. The mold that gets in a house is more persistent than that. Instead, it can be an infestation that will hector you throughout your ownership of the house.
I will close on an anecdote about buying a house in Colorado and the important of getting a home inspection before getting too excited. My cousin and her fiancé were moving to Denver from San Francisco. They moved in with someone else, but they were on the house hunt immediately. It consumed them. They were just looking at their phones all of the time. Finally, they found what would be their dream home. They celebrated. They cheered. In their minds, they were already homeowners. But then the inspection came. The house had some serious problems. Instead of doing all of the paperwork for weeks, they could have determined this house was not suitable with a quick home inspection early on.
I live in an area that gets hit multiple times every year with big snow and rainstorms. By the time the weather starts to calm down a bit it becomes quite easy to drive though the neighborhoods and see which house used a good roofer and which didn’t. With all of the snow, ice, rain and wind that our houses have to deal with, the roofs that had sub-par work done on them face a load of problems over time including things such as holes, dents, scrapes, broken or falling off shutters and ice shelving on their gutters. If you haven’t heard of ice shelving before it occurs when the heat of the home warms up the roof, melting the ice on the roof but then refreezing when it settles in the gutters. Once your gutters are full of ice you are really in trouble. The weight along of all of the ice is enough to push your gutters off of the house and down to the ground. The extra weight of the ice in the gutters can also put a lot of strain on the roof, which can do quite a bit of damage on the roof as well. Even if you are safe from ice shelving, if the roofers who worked on your home did not do a great job the bad weather can tear off or otherwise damage the shingles on your roof. Once this happens it is only a matter of time before you start facing sever risks of your roof leaking which is not only terrible for your roof but can do a lot of damage to the interior of your home depending on where and how bad the leak becomes. Another common problem many home owners face in this neighborhood because of bad roofing companies is that if the roof is not done correctly, there can be issues of unintended runoff, which can lead to wearing of the sides of the house and can over time even cause parts of your home to rot. After seeing all of these different things happen a few times to different homes in our neighborhood I have become incredibly careful about which roofing company I hire to do any roof replacement or repair. Your roof is a big investment that is the main level of protection for your biggest investment, your home. If something goes wrong with your roof it is just a long slide downhill after that. That is why it is so important to find a competent roofing company that will do the work correctly and take their time. The roof will still need the occasional repair but it should be nothing compare to the hassle and stress of constantly repairing a roof that was put on poorly or carelessly. When choosing a roofing company, try talking to your neighbors, see if they have any recommendations for roofers that they have worked with in the past who have done good work. That is probably the best way to get a feel for the best roofing company in your area.
There are many ways in which home design and more specifically kitchen design can demonstrate the mindset of the modern person. We have seen this throughout time. Whatever humanity or at least a certain culture understands to be valuable or important at a given time in history tends to get played out in the way that their home looks. This includes the kitchen. Modern kitchen design specifically takes into account ergonomics, a trend focusing on efficiency and functionality, with a tip of the hat to the importance of treating the human both with respect and avoiding aches and pains. This notion has set a variety of designs off into different orbits. The modern work station is completely different from the old fashioned desk and desk chair, neither of which are considered ergonomically functional or helpful. Today, the modern kitchen avoids excess bending, twisting, or putting the body out of alignment in any way. By focusing on these positive trends of space efficiency as well as easy access to materials, the modern kitchen has moved forward in the world. Here are a few of the trends in modern kitchen design to take note of:
First, form follows function. This principle led us into the era of the modern kitchen cabinet and continues to develop the way in which these cabinets are understood and utilized. New features of cabinets include some very simple steps as well as some increasingly complex ones. The new cabinets vary in size, in depth and width and length, based on the intended function of the drawer or cabinet. For example, when you have cookware to store, a shallow cabinet does not do you much good. It is difficult to fit everything into the space and even harder to reach in and pull out what you need without pulling something in your back or shoulder. In order to make this process easier, cabinets are designed in a variety of shapes and sizes in order to facilitate the process of organization with the most ease on the mind and the body.
The aforementioned deeper cabinet design is not the only forward thinking trend we see in the modern kitchen. The next trend is an aesthetic one, and one that focuses on the need to present a clean and clear surface in the kitchen. This means that there are certain things that need to be hidden, such as the trash and recycling bins as well as the other unwanted parts of the kitchen, such as excess noise. Who likes to hear kitchen cabinets banging anyway? In order to combat these issues, the era of the “pull out” was ushered in. There are pull out drawers that let you extend the drawer much farther than used to be possible. There are mechanisms that help to pull the trash can out as well. Regardless, it makes access to the necessities easy without the hassle of having to see them in plain sight. New innovations on drawer design even allow you to make the drawers quiet when you close them. Now, that is what I called improved kitchen design!
The wealth management landscape is changing in America. After the last stock market crash, many high net worth families lost considerable chunks of their fortunes. There is a new way of thinking about wealth management. While many advisors will tell you the key to safety is in diversification, the truth is that for the high net worth investor, there isn’t any simple phrase or saying that is worth taking to heart. Each high net worth investor is unique and different than all the others. For this reason, Marty Erzinger at Sanctuary Wealth Advisors has created a totally new paradigm in the world of wealth advising. It starts with robust research and due diligence. Sanctuary Wealth Advisors uses 14 different chartered financial analysts in order to scientifically match an investor with the right investment. There is a new world of alternative investment possibilities. Sanctuary can run each investors numbers through the alternative investment models to try an match an investor with a new and exciting investment opportunity. By incorporating 14 different chartered financial analysts, the odds of a bad investment in a portfolio drop significantly. Sanctuary uses 250 separate account managers, which is just another way that allow them to totally customize each investors strategy. There are more than 40 different recognized asset styles that are available. Marty Erzinger founded Sanctuary Wealth Advisors because he realized there was no one that was serving the high net worth investor with the kind of customization that was necessary to accommodate the unique obstacles that high net worth investors face. Issues like philanthropic planning, inheritance tax, estate tax and asset allocation modeling are just some of the services that Sanctuary Wealth Advisors can customize for the high net worth investor. In the end, it is the customization that set Sanctuary apart from other investment advisors. Some of the richest families in Colorado have their wealth managed by Marty Erzinger because they know that the strategies that he creates for them take into account all the different aspects of their family’s personality and wealth. His strategies have been called genius by his industry. While they might be genius, they are also common sense. Marty simply works harder and smarter than anyone else in the industry. The customization of a investment and management strategy is the foundation of making sure that your fortune continues to grow no matter what happens to the economy around you. For high net worth families, considerations of wealth shrinkage by way of taxes because of transference are a huge fear. But, the solution to one family’s wealth shrinkage might not be the same as the solution to another family’s wealth shrinkage. A comprehensive wealth management plan will allow your family to trust in the strategy and the advisor. The fear of wealth shrinkage will disappear once you are in the hands of Sanctuary Wealth Managers. When you are in the unique position of needing a wealth manager for your family’s fortune, trust what the other privileged few have trusted: Marty Erzinger at Sanctuary Wealth Managers.
My husband recently was offered a job in Denver, a transfer from his current office in southern California. The money was good and we had visited there before, so we were excited for him to accept the offer. On the other hand, I very much was dreading moving and all of the hassle that came with it. The company would put us up in a hotel in Denver for thirty days and after that we were on our own – we either need to rent or buy somewhere to live, and quickly.
My husband headed out there first to do some scouting around, and he found a few places he thought I would like. But without me being able to see them, we simply could not be confident in placing any offers. I had stayed behind to start packing, and once everything was done and loaded up in the truck, the movers went on their way and I flew out to join him in Denver. We had a little less than a month at that point, and we figured we had better start looking at rental homes in addition to homes for sale. Even if we could find something we loved and quickly, there was no guarantee it would be closed on or empty by the time we needed to be on our own.
My husband set out with the realtor, and I set out to find a rental home. The first few I found I did not like. The yard was too small in one, and the carpet too old and dingy in another. I was quickly getting frustrated because I knew we were going to have to rent something, even just temporarily. There was no way we would be able to buy a home in enough time, so my husband stopped searching and we began looking in earnest for rental homes. I took him back to the dingy carpet one to get his opinion on whether carpet cleaning would have helped it all. He agreed it was probably a lost cause, so we moved on to the next.
We found a couple more decent possibilities, but one of them at least would need some serious carpet cleaning services before it could even be considered. As long as the landlord would cover it,that was a home we were willing to consider renting. The next one had a yard that was not quite as big as I wanted, but was in no need of carpet cleaning whatsoever, so might be less of a hassle to move into that one. And the dogs could deal with a smaller yard temporarily anyway.
Ultimately we decided to go with the one with the smaller yard and that did not need any cleaning before we could move in, mainly because they were willing to offer us a six month lease instead of requiring a year lease, which would allow us ample time to purchase a home but not lock us into waiting a while to buy a new one.