At Crowe Horwath they offer a plethora of services provided by their excellent professional business CPAs. They are an international company with separate entities helping out in smaller communities like GHP Horwath in Denver, CO. Crowe Horwath is an large CPA firmaccounting firm that offers an incredible amount of services to many different industries. They are incredible not only because they have so much to offer but also because they are experienced, intelligent and ready to help you and your business with anything that should come your way. They are definitely available to help you with things such as tax advice and help with and auditing process like most professional business CPAs do but there is so much more that Crowe Horwath has to offer you and your company. A few of those services are risk assessment, wealth management and general advisory services.

Let’s start by talking about risk assessment because there is a lot to that compared to wealth management and general advisory services. The risk services team at Crowe Horwath offer you information that provides support so you can make sure you are in compliance with the governance, risk and control requirements. When unfamiliar with these categories it can seem overwhelming but don’t worry because Crowe Horwath is here to help. They help you find more ways to survey what internal risks might be occurring within your business so you can thrive. They use their tax audit professionals to help you with their SOC 1 services, SOC 2 Services, corporate governance, risk management, internal audit, SOC readiness assessment, Sarbanes-Oxley (SOX 404) and information technology audit and governance. They will directly give you the help you need when ti comes to technical expertise. They will help you get a better picture of your business and will keep you up to date with their high quality audit services so you always know how your business is doing. They want to help you keep your risks down to a minimum and with their insight they can help you do that well. The reputation you have as a business is incredibly important and so they will help you keep your businesses reputation a good one through their extensive and experience risk assessment sector.

Mentioned earlier was also the services of wealth management and general business advisory services. With wealth management it is important to receive as much information as possible to know how to make sure you are complying with all tax regulations and also that you are managing your money well. If you are lucky enough to be considered wealthy, then you must take care of your finances so you can ensure you are protecting yourself, your loved ones and your wealth. The CPA firm of Crowe Horwath can help you with this. Just give them a call and they will set up a private appointment with you.

They also offer appointments in their advisory department so you can be sure you are making the best choices for your companies future. No matter what it is that you are looking for when it comes to your wealth and your business, Crowe Horwath can help. So give them a call today to set up an appointment.

 

Posted in 1, business CPAs
Beth Cantrell

It will come as no surprise to most adult Americans that craft beer and specialty wines are extremely popular in 2014. They are in fact popular in most years, but under different names or different “trends” of the time. The classic liquor store such as Joy Wine & Spirits has an ample selection of all of these, plus specialty liquors and other spirits, for any event you might be party planning for. Craft beer and wines are perfect for any of the following events, and then some.

  • Graduation parties: Depending on the age of the graduate you might need different amounts of beer and wine in stock. If it is a high school graduate, you need enough to satisfy the adult friends and family members but not enough that a bunch of teenagers could sneak off with a bottle without you noticing it missing. College and grad school graduates are obviously old enough to drink legally and those parties typically need a larger volume for an all adult crowd.
  • Wedding receptions: This one almost goes without saying but bears repeating. Weddings are one of the events where it is almost expected that people will be wined and dined and there is no shortage of alcohol to go around. Rehearsal dinners typically specialty liquorare held in restaurants and the tab is usually picked up by the groom’s family, while the bride’s family pays for the wedding reception itself, including the craft beer, wine, and specialty liquor offerings. But people are bucking tradition left and right – though typically they do not skip the alcohol at a wedding.
  • Retirement parties: Typically made up of an older crowd, any party planner should have plenty of craft beer and spirits to go around. Friends and co-workers from all different points in a person’s life tend to show up at retirement parties and welcoming them with quality liquor is a wonderful way to thank them for joining you and celebrating.
  • Anniversaries: Whether you throw an actual party or just spend a weekend celebrating as a couple, anniversaries are an occasion for specialty wine and spirits such as champagne. Drop a strawberry into a glass of champagne and you have a romantic evening in one gesture.
  • Holidays: Making sure your close friends and family have beer, wine, and cocktails to go with their meals and appetizers is an important part of most families’ holiday traditions. Wine and Italian food might be one family’s tradition at Christmas, while another celebrates Independence Day with grilled burgers, hot dogs, and craft beers.

As you can see, there are any number of occasions where the time and mood are right to responsibly enjoy craft beer and specialty wine selections. There is a type of liquor for just about every occasion, and party planners should account for the celebration happening, the tastes of the person being celebrated, and how many people will be at the party. Regardless of the rest of the party, if you stopped by Joy Wine & Spirits for your beverage selection ahead of time, you simply can’t lose.

Posted in 1, beer, specialty wine
Teresa

Finding the right dentist and ortodoncista for you and your family should be taken as seriously as any other investment you might make. From buying a home to choosing a pediatrician, these are all investments in you and your family’s future, and picking the right ortodoncista is just as important to safeguarding your family’s future health. However, it can be difficult to navigate exactly how to do that, so here are some helpful tips to pick the right one to meet you and your family’s needs.

  1. Price is almost always the most important factor for people when picking out their doctors, dentists, and ortodoncistas, and it is also the most important factor when picking out their health insurance policies. However, the cheaper the insurance policy up front, the more you are typically going to spend in out of pocket costs and deductibles down the road. Carefully choose a dental and health insurance plan that will meet your budget both immediately and later on when costs have to be incurred.
  2. Location is probably negligible in many ways, but if you have kids who all need to visit theinvisible ortodoncista several times a year for cleaning and braces tightening, then it might matter to you that you be closer to their office than further away from it. This one is more of a personal choice in terms of how much you are willing to drive out of your way for the right ortodoncista.
  3. Quality is of the utmost importance when picking out an ortodoncista. You want a knowledgeable, well informed medical professional who is up to date on all the latest research and trends, and this plays into the price factor as well. A quality professional is not always going to be the cheapest one around, and for good reason. You want to make sure that you search online reviews, check with medical boards, and do plenty of research on the practice or dentist in question before letting them examine and work on your family’s teeth, particularly your children. Make sure that they have provided a proper background check and graduated from legitimate medical schools. To the extent you can get referrals and references from people you already know and trust, this will help save a lot of time and heartache in the long run.
  4. Make sure they offer the kinds of services you want and need. Do your children have an overbite problem? Maybe you want to get your teeth whitened and only get x-rays every two to three years instead of annually. Finding a medical professional who will work with you and be flexible, such as not giving you a hard time about less frequent x-rays, is paramount to developing a relationship of trust and caring with this person. Since they are going to have their hands in your mouth, and your children’s mouths, a few times a year, you want to be sure you trust this person and that they are doing quality work. It is of vital importance to your family’s overall health.
Posted in 1, invisalign, ortodoncia
Teresa

When it comes tax season in April you can feel the tension in the air. Everyone is doing the best they can to gather all of the relevant information they need to ensure they are law abiding and tax paying citizens. When you are young taxes are relatively easy but the other tax audit professionalswe get the harder it can be to make sure we are getting all of our things accounted for. As we get older we acquire more things and have a lot more to account for when it comes tax time. For businesses, however, it can be even more overwhelming to wrap up all of the loose ends and make sure everything has been taken care of. To someone who isn’t super acquainted with tax law, they might feel very overwhelmed when it comes time to settle up with our government.

That is where Crowe Horwath comes in. They are an accounting firm that specializes in helping businesses get all of their tax information in order come tax season. When there are a lot of moving parts, it can be incredibly overwhelming to deal with it so Crowe Horwath wants to help your business flourish by making sure you taking care of al the business relevant to your taxes and the government. As with any tax law there are several small things you can do to save money along the way and they Crowe Horwath certainly has your best interest at heart and will do whatever they can to save you money and to make sure you stay out of trouble by dotting all of your i’s and crossing all of your t’s. Crowe Horwath is made up of a tremendous group of business certified public accountants who will do whatever they can to keep you and your business healthy, safe and thriving.

Businesses can have a huge flow of cash that comes in and out so it is very helpful to get the opinion, support and education of a certified public accountant who works with businesses to make sure that you are managing your funds in the right way. There are so many hidden components to tax law due to the complex nature of this branch of law so having the oversight of an accounting firm can certainly keep you from stressing in the ways that might have felt overwhelming without their help. The individuals at Crowe Horwath are here to help you navigate some of these trickiest parts of tax law and also to help you manage your funds so you can continue to do what you do so well with your business.

So when tax season comes up for you, instead of stressing and rushing like so many of us do, give the tax audit professionals at Crowe Horwath a call. They are highly educated and experienced in helping businesses thrive and follow the laws. They will be sure to minimize your stress and leave you doing what you are the best at doing, running and managing your business.

Beth Cantrell

On one level or another, marijuana testing has been going on in this country for decades. It is not until recently however, that the scientific testing of marijuana has become very big business across the map. Companies are popping up in all different sections of the country that are devoted to testing marijuana and finding how it can best be used to treat different medical problems that are common in today’s population. Cannabis science is a real and respected field today but many remain unaware of what kinds of things are being studied at Americas top testing centers. What are scientists studying and what new things have they discovered in recent times?

The major marijuana testing centers are concentrating on the possible health benefits of marijuana consumption. It has long been know that marijuana does have various therapeutic properties that can help people who suffer from hyper tension and a wide array of sight problems but today the centers for testing the drug are expanding their research and seeking out new ways that marijuana can help people. One of the areas that have received the most attention has been marijuana’s affect on people’s ability to overcome certain nervous disorders. People who suffer from mental health issues such as OCD have shown potential of being helped by marijuana when consumed in small doses and with restricted frequency. Scientist discovered this by using groups of people with different mental health issues and then screening them for improvements while consuming marijuana is a controlled test group. After isolating the possible improvements within the larger group of subjects, the group was broken down into smaller groups and the testing became more specific to the individual’s problem and how well they responded to the use of marijuana.

Cannabis testing has expanded beyond just medical use as well. With all the hundreds of centers who do cannabis testing, some of them have focused in on the recreational aspects of the drug. Some of the testing that has gone on has caught the eye of the science community in general and sparked a lot of debates about marijuana and how it is seen in today’s society. In one test group they looked at the effects of marijuana on a person vs. the effects of alcohol. They especially looked closely at the negative side of each drug. It was found that by large, alcohol has a much stronger negative effect on a person’s personality and that after consuming alcohol the test subject was far more likely to become aggressive, depressed or to suffer from severely impaired judgment, compared to that of people who had consumed marijuana.

With the legalization of marijuana a reality in some states and a definite eventuality in other, there will be more and more scientific interest in the effects of cannabis on the human body and mind. As people loss their prejudices against this drug and the nation begins to embrace it as a tool to fight certain afflictions, there will be a higher need for testing centers than ever before.

Sonny Andrew

It can be difficult as a small business owner to figure out how best to spend what limited resources you have. If you are far enough along in your business development to have gottenSalt Lake web development to the point where you are in need of online marketing, it is a good time to stop and think about what you can do yourself, and what might need a professional web development agency’s help. Hiring a professional firm, such as Envolve Agency, can take much of the stress of online marketing off of your plate as a business owner, but it also depends on how much you can afford at this point in your development.

If you are having trouble figuring out which route to take, consider the following pros and cons before proceeding.

Doing your own online marketing.

  • Pros: Obviously, it does not cost you much, if any, money to do your own online marketing. Creating social media profiles is free, and if you pay a small fee you can typically take a graphic design class to learn how to design your own website. Then add in the minimal cost, typically around $8 per month, to host your own URL and you have a pretty affordable strategy.
  • Cons: This can take a considerable amount of time, and depending on your business itself, may or may not be feasible. In many instances, especially towards the beginning, it can become its own full time job for a little while as you struggle to get your website up and running and all of your social media profiles active and out there in the world. If it takes too many hours, it might actually end up costing you valuable time you should have spent working on providing a service or product.

Hiring an online marketing professional:

  • Pros: This can be their full time job, and not yours. Knowing that their sole focus is to devote their time and energy towards your web design development, improving your social media profile and generating more followers and connections, and increasing traffic to your website can bring a peace of mind that would not exist if you were trying to do this on your own. They are also likely to have better results than you would if you were just one person doing it in your spare time. Since it is their job, you know they have the ability to devote all of their working time to it. If they are doing their job as well as they are supposed to, then the return on investment should be much higher than what you spent to hire the firm.
  • Cons: You might have to go through several iterations of things before they develop the right website or profile for you. Online marketing and web development firms cost money that you could potentially be investing in other aspects of your business. Results and returns on investment might take a while before they are really seen in your sales and profits, thus leaving you in a hole for longer than you might think.

 

As I have read about the health benefits of organic food, I have had a desire to study it further and start implementing the organic life style into my family’s everyday diet. I really knew nothing about it so to begin with, I did my own research. Through this process I have discovered that I really believe that organic eating is the way to go for me and my family. I want to have the healthiest children and husband that I can. With the influx of disease like cancer, I want to do my part to help prevent these diseases from invading our lives. I really believe that if I prepare mostly organic foods for my family, thus eliminating these chemicals and pesticides from our diet, we will be able to eliminate these things from the food we eat. The problem with trying to go completely “organic” is that many of the fruits and vegetables as well as legumes and meats, are hard to find that are completely organic. It’s as if we have to be our own detectives and go around looking for the organic food that we want to feed our families and hope that the labels that we read are completely honest. An organic online grocery shopping service would be just what we are looking for.

At Mile High Organics, the guess work is taken out of our food knowledge. This company is completely transparent, meaning that they do the research and let you know exactly how the products are grown and whether they are completely non-GMO foods or not. They are an online organic grocery delivery company. You go in and order what you want and they deliver it to your door. What could be simpler? healthy food delivery serviceYou can completely trust them and they will find the healthiest food options in the area using local growers and trusted suppliers. Their goal is to assure their customers that they are supplying them with the healthiest food choices available to them. They want to have healthy happy customers.

In today’s society, people are starting to question how healthy our food really is. We walk into a grocery store and it all looks so pretty, from the produce to the meats that are displayed, to the seafood and meat section, to the dairy section with all the choices of cheeses, milk and etc. We question what additives are in our processed foods. Do we really have very many healthy options? We never know for sure if we are really picking the best healthy options or not. Have all the produce items been sprayed with chemicals? Are the additives in our processed foods healthy for us or are they harmful? It’s kind of a tricky job to go shopping for our families and know for sure that we are picking healthy options. Thank goodness we now have another option. The people at Mile High Organics totally take care of us by making sure that we can order all the healthy options that we want to. By being an online grocery service, they specialize in organic foods and the freshest and healthiest foods available.

 

Linda Wilhemsen

SEO is the methodology of guaranteeing a site is obviously perceived and legitimately recorded by the majority of the real web crawlers (Google, Yahoo, Bing). This guarantees your site is found for hunt terms basic to your plan of action!

To contend in today’s economy you require a capable carpet cleaning site that is enhanced for Google and prepared to rank. These are NOT exhausting “treat cutter formats” that mix in with others. Get a WordPress Website that emerges, is intuitive and pressed brimming with additional items.

We know your business so you won’t need to clarify the “ins-and-outs” of Carpet cleaning. We significantly offer bundles that incorporate all substance so you don’t need to do any composition. Furthermore its all upheld by our 30 day cash back surety! In the event that you dislike what you see inside the initial 30 days you will get a full discount, no inquiries asked!

We offer proficient web plan and web index Optimisation to all business in the floor covering cleaning industry for nothing out of pocket. Our point is to furnish our customers with a profoundly expert promoting stage from which they can advertise the administrations they offer in an expert house, we charge for web facilitating administrations of the destinations we make £14.99 for every schedule month.

We comprehend the essentialness of exhibiting a site that is outwardly amazing as well as substance rich and intended to be amicable to the greater part of the real internet searchers (Google, Bing, Yahoo). As we move into a paperless society more individuals are turning to the web as a trade for registries and telephone directories. At the point when hunting down an administration in excess of 90% of individuals inquiry neighborhood.

On the off chance that a webpage is crudely improved for pursuit terms discriminating to your business (seeks your potential clients use everyday) in your catchment zone your site and administrations will stay avoided the larger part of clients and your business will have passed up a major opportunity for the chance of pulling in new cliental.

We offer carpet cleaning web design the chance to possess an expert site that positions on the first page of the web crawlers. Our plans might be altered to help, extra pages, pictures and different customizations are accessible until you are content with the finished item.

About carpet cleaning web design

Carpet cleaning, both household and business is looked for after for different reasons including enhanced cleanliness, a lessening in allergens or enhanced monkish life by the evacuation of stains and soil.

carpet cleaning web design might be accomplished through the utilization of both advanced and conventional routines. Expert Carpet cleaners are currently fit to use the most recent advances in cleaning gear and hardware accessible to the business empowering them to offer floor covering and upholstery reclamation administrations to the overall population and also business engages.

Expert floor covering cleaners are prepared in the utilization of gear and informally managed by the Institute of Inspection, cleaning, and Restoration Certification (IICRC). The IICRC is in charge of setting Carpet cleaning benchmarks.

There are six expert floor covering cleaning strategies:

• steam cleaning

• dry-cleaning

• dry compound

• encapsulation

• bonnet

. shampoo

Christine

climbing expedition

If you have ever dreamed of doing a Kilimanjaro climb but never thought that dream could be a reality, I encourage you to check out AlpenGlow Expeditions. I recently returned from a trip to climb the mighty mountain and I have nothing but great things to say about the staff, the guidance, the supplies and the overall quality each of us members of the group received. It was a safe climb, it was educational and most of all it was fun! I went from not having any mountaineering skills to being able to use a pick-axe, crampons, and other sorts of hiking gear. I also learned how to boulder and scramble up rocks in a safe manner so as to not hurt my wrists or back. I will tell you this, climbing Mt. Kilimanjaro is no luxury cruise, it takes a mental toughness and steadfast attitude that I had no idea was even possible. The challenge that the trail leads before you may be daunting but the rewards at the summit are more than worth the hard work.

From my experience and what I have read, the thing that separates AlpenGlow Expeditions from similar mountaineering expeditions is the quality of the mountain guides and the small group sizes. Those two factors, along with the philosophy that education on the mountain, safety, fun and technical abilities are stressed above all else. In fact, the first thing you learn when you go to base camp is that summiting the mountain is secondary to your safety and the pace of the group. Simply tagging a mountain because your mountain guides moved you along at a hurried pace does not feel as rewarding or satisfying when you reach the summit.

The mountain guides at AlpenGlow are all AMGA certified. This means they have taken extensive training in mountaineering and are therefore qualified to be called AMGA mountain guides. You won’t find any guides on the AlpenGlow team that aren’t AMGA guides and that is a huge relief. AlpenGlow was the first mountaineering expedition to require their guides to meet the AMGA standards in the United States. As a student and client of AlpenGlow, you quickly become aware of how important one on one instruction is, especially in a harsh environment like Kilimanjaro.

One of the unique challenges of climbing Mt. Kilimanjaro is the dramatic shift in weather from the base of the mountain to the summit. When you start your hike, the sun is beating down on your shoulders and you are wearing a t shirt. Sunglasses are a must all the way through because if the sun from overhead doesn’t hurt your eyes, the reflection off the snow (yes, snow) on the summit will surely leave you wishing you had thought ahead. These are details that your climbing guides will go over in your checklist though. I think the experienced climbing guides made a world of difference. They were able to notice when I was doing something incorrectly and then took the time to talk with me and educate me.

 

 

Bridge loans are slowly gaining popularity.  This kind of loan bridges the gap between the times where additional financing is needed.  Bridge loans are short-term loans with high interest rates that are collateralized with either inventory or real estate properties.  Example would be given to a realtor to fund his daily expenses until the borrower increases more money through debt or equity issuance.  Bridge lenders typically earn more because bridge loans are more expensive than conventional financing like bonds and equity.

hard money lenders

hard money loan

How do bridge loans work?

Bridging loans are offered to help individuals or corporation complete a specific purchase of a property before selling their existing home or property by giving them short-term access to bridge loans at a high-rate interest.

As well as helping homeowners when there is a gap in between the selling and acquiring a new property, bridge lenders can also help someone plan on selling quickly a renovated homer or help someone auction the property.

Some of the banks and private money lenders have grown more hesitant to lend in the middle of a financial crisis, there has been an incursion of bridging lenders into the market.

Rates are high than most conventional loans.  Potential applicants of bridge loans are warned that there is higher risk of being ripped off if not taken with extreme caution. Private money lenders may offer 1.5% a month meaning it could go up to 18% a year.

Who are the targets for bridge loans?

Bridging loans are directed at real estate property developers and landlords, including but not limited to those buying at auction where a mortgage is quickly needed.  Bridge lenders may also offer this type of loan to asset-rich borrowers who may be interested on lending for residential properties.

When should bridge loans be used?

It can be used for different reason, including buy and sell of property, property development and property investment.  There has been an increase in number among borrowers who use bridge loans because of high street and private money lenders are taking their time to process loan application for bigger home loans.  Some borrowers view bridge loans as an alternative to other lending types.  It may sound tempting but you need to think properly and carefully because of the risk involve and you should have an exit strategy.  You may not have any guarantee in being approved for a mortgage with a conventional lender after having a bridge loan.  This is very risky as you can lose your home.

Importantly, if you have not tried bridging a loan before you need to stride carefully, as there are large legal fees, additional fees and other hidden charges that are not always specified.  This just means that having a bridge loan could rise up your expenses.  Simply put, having a bridge loan should not be used as a substitute to conventional lending.

Where to get a bridge loan?

Bridge lenders come in all sizes and shapes, ranging from personal private money lenders, the Financial Services Authority and some banks.  If you want to get a bridge loan, it’s best to go to a regulated broker because they can advise you if its best or appropriate for you to get a bridge loan or not.

Emi

web design

In order to run a successful online marketing campaign you have to have a clear vision of what your company is, where you want to go and how you can get there. Without this road map of success at your side at all times you can become too invested in a method of marketing that isn’t giving you a return on your investment. For example, often times the owner of a business will become convinced that the key to their marketing success lies in one particular method such as TV promotions or radio spots. He or she becomes so convinced that this current trend will work for their company that they continue to pour money into it even though another form of marketing might do the job better. Sometimes a fresh perspective is needed so a company can remain diverse and multi-faceted.

For any company in the Salt Lake area in need of online marketing I would suggest contacting the Envolve Agency. They are an online marketing firm that coins themselves a “social agency” because so much of marketing these days revolves around exposure over the various social media platforms. They are known to take an accurate “temperature” of the local market and craft a plan of action tailored to your specific company. No need spending your money on a billboard campaign that is situated in a predominantly older neighborhood if your core audience is young and living in another part of town. Even if you are able to accurately pinpoint which radio station your demographic listens to or which TV channel they prefer, there is no way to know if your advertisement is being seen or heard at that specific time. Now consider the way a social media strategy might work and compare the two:

With an effective strategy to advertise or market via social media sites like Facebook and Google+ you can compile existing data to know exactly when and where to advertise. Perhaps there are certain websites your would-be customers visit often and a simple banner ad will drive them towards your awaiting website. If that isn’t the case you may find that certain YouTube channels are popular among your demographic and you can commission The Envolve Agency to produce and edit a video to play before that goes on. This would be a sure fire way to know that you are spending your marketing dollars wisely. Videos are considered a “high trust” form of media because you can express the views and goals of your company in moving pictures, words and music. Customers usually identify strongly with video advertisements.

For companies in or around the area of Salt Lake needing web development I would strongly recommend using The Envolve Agency. Speak with them candidly about the goals and aspirations and they will work with you to make something uniquely yours. This is a marketing firm that is based off of helping you reach your goals and convey the passion you have for your business to your customers.

Any time you are buying something new, you want to be sure you are buying from a company that completely understands the product that you are buying. Not only the product itself, but when buying big products and services, it’s good to buy from a company that knows the product historically and presently and even has a good idea of where the production will be going in the future. That is Cartasite is suggested for any one who needs products and services in the Oil and Gas industry. They offer several services that involve fleet management and gps asset tracking. These services can offer you the real time of what your employee’s and your equipment are doing out in the field. Cartasite offers this service to provide optimum safety for the environment and for your employees. Just like you wouldn’t pick a company to provide you with something they didn’t know anything about, Cartasite knows all about the oil and gas industry so they are absolutely someone you can trust to get your oil and gas fleet management and other needs met.

I have a friend who works in the oil and gas industry and she is always telling me how dangerous and stressful it can be. She says they are constantly having to assess the safety of every situation and to be sure everyone is up to date on the latest safety guidelines out in the field. They are really excited when new technology allows them to keep better tabs on what is happening in the various fields and that is something that Cartasite offers to companies who are in the oil and gas industry. I am sure that my friend would find great solace in the services and products that Cartasite offers individuals who are doing this hard, risky and important work. Cartasite cares about the safety of the individuals who work in the field and will do whatever is needed to keep using the latest technology to help keep people safer and happier in the field.

My friend also told me that it can be really hard to follow all of the environmental protocols and sometimes you get so busy and distracted you may forget to tighten something here or shut something as quickly as you should there. But with some of the services they offer to the oil and gas industry along with fleet management is technology that will let workers know if something wasn’t shut all of the way, or if there is a leak forming here. Cartasite is committed to making sure everyone is covering their tracks and keeping not only individuals and coworkers safe but our environment safe so we can keep our world looking beautiful and strong for generations to come. Cartastite believes in the importance of that and so does my friend who works in the oil and gas industry. I should get her connected with what they offer but I  bet she has heard about Cartasite because they are so well known and respected in the oil and gas industry.

Regardless of what field you are in, there is often a need for a little more indoor space.  However, constructing a new building or making an addition onto an existing one can be costly and difficult.  Luckily, there are other choices, such as pre-engineered steel buildings.  There are various companies that supply pre-engineered steel buildings, but General Steel is the best.  There are a lot of reasons why this is the case, and one of the most significant factors is the fact that General Steel really pioneered in this industry.  Though there are others in the field, General Steel is the most well-known and trusted.

If you do not know much about pre-engineered steel buildings, you should at least make yourself aware of the basic facts.  First of all, they are a little different from most other types of buildings, insofar as the parts are already made, and you simply choose from their various different building types.  This means that you do not get quite as much control as you would, when designing another type of building because the basic design is already taken care of.  However, the advantages of this aspect make them definitely worth it.  For one thing, while a regular building would take years to complete, a pre-engineered steel one can be constructed in a matter of days or weeks, at most.  In addition to the speed with which they can be assembled, they are also better because they are way cheaper than an ordinary building.

Though they are quickly assembled and pre-engineered, the buildings are quite durable and effective.  They can be fitted with any amenities that any other building would have, such as bathrooms, air-conditioning, and the internet.  This means that you can use them for just about anything.  Over the years, General Steel has grown, and it now offers a wide variety of different styles of buildings and building parts.  That is the other benefit of steel buildings, you can incorporate certain pieces into other buildings.  This means that you should look into what General Steel has to offer, regardless of the type of building project you are undergoing.  You may be able to save an incredible amount of money by getting at least some of your materials from General Steel.  Not to mention the fact that you can have your building up and running much sooner, which is good for business, regardless of what industry you are a part of.

Believe it or not, there is a lot of versatility, when it comes to pre-engineered metal buildings and building components.  There is really no limit to what type of building you can make.  Today, a lot of churches are opting to have at least part of their building structure consist of pre-engineered metal parts from General Steel.  This is a good idea because it allows you to save money on the building itself, without skimping on quality, which is good, as it enables you to put your money to use in better ways.

Posted in 1, General steel
Ben

Now more than ever before it is increasingly simple for anyone to start their own business and get into the market place. Depending on the industry and intention some stores or businesses don’t even need a storefront or location. With a little bit of Internet savvy know how anyone can set up their own business and start selling. The most important thing for any online business it to make sure that you treat your website as you would the store or location. Your website is probably going to be practically the only communication you are going to be getting with some of your customers and so it is incredibly important that your website is able to give the readers all of the information that they need in a very clear, direct and aesthetically pleasing well. On top of all of that now a days it is increasingly important to make sure that your website is able to be easily seen on any number of devices including computers, tablets, phones, or even game consoles. Some companies go really into creating a great web page but then as soon as someone accesses it through a smart phone all of the sudden they can’t go through the website, read any of the text or click on any of the links. More and more websites owners are starting to figure out that small tweeks are going to be necessary in order to have the website functioning properly on any number of devices. The easiest way to get everything fixed up and perfect for your online presence is to hire an advertising agency who also helps clients deal with things like responsive website development and social media utilization. There are a lot of individual designers who are good and love to put together great websites that can easily be what your company wants or there are also a number of advertising agencies who will instead handle a number of things for you and make sure that you really get the best all around Internet push. website design After a short consultation, any ad agency or website developer should be able to tell you what you are doing right so far in regards to your website and your Internet presence and what else could better be done. Once you have a strong Internet presence including different areas of ad placement, SEO writing, responsive website design and a presence on at least four social media sites you have quite the foundation for anyone to be a full-fledged operational and profitable business. Even if you are not really sure how far you should go in at first or what kinds of online marketing would be best for your company and your goals, it can be worth it to talk to someone to at least get a better idea of what your options and possibilities are as a future or current business owner. Even if you start small a website can help you become the business owner you have always dreamt of being.

Posted in 1
Shauna

Whether it is bath additions, home remodeling, or redesigning a room, changing your home can be quite an undertaking. There are a number of decisions to make that can seriously change the trajectory of your experience. The first one is whether or not to hire the work out, do it yourself, or hire a contractor to hire the work. They each come with their own benefits and drawbacks. Whether or not a particular avenue is appropriate largely depends upon circumstances. One of those is your own skill set. If you have none in terms home repair and remodeling, then you would probably want to go with the contractor route. Another factor is whether or not you can find a good home building contractor. If you can, this can make a world of difference. The second option, which is to hire all of the work yourself, has its own set of risks and needed skill sets. In order for that route to work, the skill you need is the ability to connect to different people and find the right people. If you are not connected to a network of trusted workers that do good work, you return again to the contractor route. I remember years ago when my parents were doing kitchen remodeling. They tried this second route, which is to hire the work themselves. They had a pretty negative experience. As it turns out, there is a wide spectrum of workers in terms of competency, experience, and professionalism. Despite this range, they often charge the same amount of money for their services. Perhaps it is better to say that they the difference in what they charged for their services was not proportional to the difference in their competency and professionalism. My parents did not know this. The tile was messed up. The countertop was not right. The plumbing in the new sink still acts up. The hand to go back and forth with these different workers that they just found themselves. It was an ongoing struggle, and they probably ended up losing a good deal of money on the hassles. If they had known then what they now know, they probably would have gone with a home building contractor. The big difference between their circumstances and if they had used a contractor would have been that the contractor’s network replaces your need to have a network. That is to say that instead of trying to vet every single worker involved in the entire remodeling process, you just vet the contractor. When you find a good contractor, that person then uses a network of workers that have already vetted. And the contractor’s business depends upon his or her network being composed of trusted workers. So it is in the contractor’s best interest to make good hires. Will it cost a little more because you are hiring a contractor. Not necessarily. You think that it would, but I think that the case of my mother and father’s experience with their kitchen is a good example of how it can actually be lucrative.

home remodeling

Austin water damageOne of the biggest threats to your home is water damage because it can be so difficult to reverse.  Nevertheless, there are emergency water damage specialists who can help you if you are dealing with water in your home.  If there is, indeed, water flowing into your home, you need to call twenty four seven Austin water damage specialists.  Waiting around, at all, is not advisable, which is why they make themselves available twenty four hours a day. When there is a water emergency underway, waiting until normal business hours is downright foolish.

Water damage is classified, by your insurance providers, at least, as either flood damage or water damage.  The techniques required to restore properties that have been hit with either type of damage are very similar, but you must be aware of the difference in how they are handled.  That being said, do not hesitate to call an emergency water damage company because of insurance concerns because they will probably accept your insurance.  Not to mention the fact that ignoring the problem will only make it much more expensive to deal with in the future.  Plus, for the most part, wear damage specialists deal with the insurance companies on a regular basis.  You can let them figure out the details, after the fact.  This will save you time and money, and it will save your property from further harm.

Needless to say, insurance is the least of your worries, when you are dealing with severe water damage, though, as it could literally destroy your house if left unchecked.  It does not matter whether or not the damage was related to flooding or to plumbing problems, severe water leakage can deteriorate the frame of your home.  If the frame of your home becomes soggy and begins to deteriorate, your entire house is at risk.  Having Austin water damage experts promptly handle the damage is the best way to prevent this potential consequence.

The procedures utilized by these water damage specialists are very advanced, especially compared to the way water damage was handled in previous decades.  Whereas before, people thought drying a room the conventional way was sufficient, nowadays, water damage specialists spend a lot of time and effort, utilizing the most advanced equipment, to remove all of the moisture.  Before they can even deem your room safe to return to, they have to inspect it thoroughly, to make sure all of the moisture is gone.  They also need to make sure that there is no bacteria or mold present, as those organisms can develop in wet environments, such as damp basements.  Of course, safety is their number one concern, so you can be sure that if qualified Austin water damage personnel deemed your home safe, it should be completely safe and habitable.  If there is one type of repair issue to take seriously, it is water damage.  It can seriously deteriorate your home, and it can even make it unlivable and unsanitary.  That is why emergency water damage companies exist.

Posted in 1
Ben

             With the housing market as it has been for the last seven or eight years, which in flux and unpredictable, buying a house can be a pretty daunting prospect. It is scary to think about the risk that is involved in buying a home. And right now, I am only talking about the market forces. You cannot know if the value of real estate or homes, in general, will change or fluctuate. I am not even referring to the added risk that this involved in the particular home that we are talking about. If there are problem with the house itself, then this adds another level of risk. But there is good news. This class of problems and risk is much more easy to manage and comprehend than the housing market.

 

When you find the house that fits your needs, your location, and the level of risk that you want to take on, you have to pull the trigger pretty fast. Even in a hot market or a cold market, decisiveness is key. But do not be too quick. A Colorado home inspection can be an investment that will save you a lot of time and effort. Do not get too excited when you see the house on paper (or even in person) without getting a thorough inspection. Just because it meets the criteria as set by the market, it may not be a good buy based on the integrity of the house. In Colorado, radon is a particularly important thing to account for. The levels of radon in your home can be a serious health factor. This is especially the case if you have a basement, which is where the radon comes from, or if you have children, who are particularly susceptible to radon poisoning. Radon testing should be one of the first things you go for.

 

But there are a number of other things that could disqualify a house from the being a good buy. Mold testing is an important factor to account for when buying a house. You may be thinking of the mold that is on your food when you leave it in the frig for too long. The mold that gets in a house is more persistent than that. Instead, it can be an infestation that will hector you throughout your ownership of the house.

 

mold testing

I will close on an anecdote about buying a house in Colorado and the important of getting a home inspection before getting too excited. My cousin and her fiancé were moving to Denver from San Francisco. They moved in with someone else, but they were on the house hunt immediately. It consumed them. They were just looking at their phones all of the time. Finally, they found what would be their dream home. They celebrated. They cheered. In their minds, they were already homeowners. But then the inspection came. The house had some serious problems. Instead of doing all of the paperwork for weeks, they could have determined this house was not suitable with a quick home inspection early on.

I live in an area that gets hit multiple times every year with big snow and rainstorms. By the time the weather starts to calm down a bit it becomes quite easy to drive though the neighborhoods and see which house used a good roofer and which didn’t. With all of the snow, ice, rain and wind that our houses have to deal with, the roofs that had sub-par work done on them face a load of problems over time including things such as holes, dents, scrapes, broken or falling off shutters and ice shelving on their gutters. If you haven’t heard of ice shelving before it occurs when the heat of the home warms up the roof, melting the ice on the roof but then refreezing when it settles in the gutters. Once your gutters are full of ice you are really in trouble. RooferThe weight along of all of the ice is enough to push your gutters off of the house and down to the ground. The extra weight of the ice in the gutters can also put a lot of strain on the roof, which can do quite a bit of damage on the roof as well. Even if you are safe from ice shelving, if the roofers who worked on your home did not do a great job the bad weather can tear off or otherwise damage the shingles on your roof. Once this happens it is only a matter of time before you start facing sever risks of your roof leaking which is not only terrible for your roof but can do a lot of damage to the interior of your home depending on where and how bad the leak becomes. Another common problem many home owners face in this neighborhood because of bad roofing companies is that if the roof is not done correctly, there can be issues of unintended runoff, which can lead to wearing of the sides of the house and can over time even cause parts of your home to rot. After seeing all of these different things happen a few times to different homes in our neighborhood I have become incredibly careful about which roofing company I hire to do any roof replacement or repair.  Your roof is a big investment that is the main level of protection for your biggest investment, your home. If something goes wrong with your roof it is just a long slide downhill after that. That is why it is so important to find a competent roofing company that will do the work correctly and take their time. The roof will still need the occasional repair but it should be nothing compare to the hassle and stress of constantly repairing a roof that was put on poorly or carelessly. When choosing a roofing company, try talking to your neighbors, see if they have any recommendations for roofers that they have worked with in the past who have done good work. That is probably the best way to get a feel for the best roofing company in your area.

Posted in 1, roofer, roofers
Shauna

There are many ways in which home design and more specifically kitchen design can demonstrate the mindset of the modern person. We have seen this throughout time. Whatever humanity or at least a certain culture understands to be valuable or important at a given time in history tends to get played out in the way that their home looks. This includes the kitchen. Modern kitchen design specifically takes into account ergonomics, a trend focusing on efficiency and functionality, with a tip of the hat to the importance of treating the human both with respect and avoiding aches and pains. This notion has set a variety of designs off into different orbits. The modern work station is completely different from the old fashioned desk and desk chair, neither of which are considered ergonomically functional or helpful. Today, the modern kitchen avoids excess bending, twisting, or putting the body out of alignment in any way. By focusing on these positive trends of space efficiency as well as easy access to materials, the modern kitchen has moved forward in the world. Here are a few of the trends in modern kitchen design to take note of:

http://www.thekitchenshowcase.comFirst, form follows function. This principle led us into the era of the modern kitchen cabinet and continues to develop the way in which these cabinets are understood and utilized. New features of cabinets include some very simple steps as well as some increasingly complex ones. The new cabinets vary in size, in depth and width and length, based on the intended function of the drawer or cabinet. For example, when you have cookware to store, a shallow cabinet does not do you much good. It is difficult to fit everything into the space and even harder to reach in and pull out what you need without pulling something in your back or shoulder. In order to make this process easier, cabinets are designed in a variety of shapes and sizes in order to facilitate the process of organization with the most ease on the mind and the body.

The aforementioned deeper cabinet design is not the only forward thinking trend we see in the modern kitchen. The next trend is an aesthetic one, and one that focuses on the need to present a clean and clear surface in the kitchen. This means that there are certain things that need to be hidden, such as the trash and recycling bins as well as the other unwanted parts of the kitchen, such as excess noise. Who likes to hear kitchen cabinets banging anyway? In order to combat these issues, the era of the “pull out” was ushered in. There are pull out drawers that let you extend the drawer much farther than used to be possible. There are mechanisms that help to pull the trash can out as well. Regardless, it makes access to the necessities easy without the hassle of having to see them in plain sight. New innovations on drawer design even allow you to make the drawers quiet when you close them. Now, that is what I called improved kitchen design!

Caroline Yates

The wealth management landscape is changing in America.  After the last stock market crash, many high net worth families lost considerable chunks of their fortunes.  There is a new way of thinking about wealth management.  While many advisors will tell you the key to safety is in diversification, the truth is that for the high net worth investor, there isn’t any simple phrase or saying that is worth taking to heart.  Each high net worth investor is unique and different than all the others.  For this reason, Marty Erzinger at Sanctuary Wealth Advisors has created a totally new paradigm in the world of wealth advising.  It starts with robust research and due diligence.  Sanctuary Wealth Advisors uses 14 different chartered financial analysts in order to scientifically match an investor with the right investment.  There is a new world of alternative investment possibilities.  Sanctuary can run each investors numbers through the alternative investment models to try an match an investor with a new and exciting investment opportunity.  By incorporating 14 different chartered financial analysts, the odds of a bad investment in a portfolio drop significantly.   Sanctuary uses 250 separate account managers, which is just another way that allow them to totally customize each investors strategy.  There are more than 40 different recognized asset styles that are available.  Marty Erzinger founded Sanctuary Wealth Advisors because he realized there was no one that was serving the high net worth investor with the kind of customization that was necessary to accommodate the unique obstacles that high net worth investors face.  Issues like philanthropic planning, inheritance tax, estate tax and asset allocation modeling are just some of the services that Sanctuary Wealth Advisors can customize for the high net worth investor.  In the end, it is the customization that set Sanctuary apart from other investment advisors.  Some of the richest families in Colorado have their wealth managed by Marty Erzinger because they know that the strategies that he creates for them take into account all the different aspects of their family’s personality and wealth.  His strategies have been called genius by his industry.  While they might be genius, they are also common sense.  Marty simply works harder and smarter than anyone else in the industry.  The customization of a investment and management strategy is the foundation of making sure that your fortune continues to grow no matter what happens to the economy around you.  For high net worth families, considerations of wealth shrinkage by way of taxes because of transference are a huge fear.  But, the solution to one family’s wealth shrinkage might not be the same as the solution to another family’s wealth shrinkage.  A comprehensive wealth management plan will allow your family to trust in the strategy and the advisor.  The fear of wealth shrinkage will disappear once you are in the hands of Sanctuary Wealth Managers.  When you are in the unique position of needing a wealth manager for your family’s fortune, trust what the other privileged few have trusted: Marty Erzinger at Sanctuary Wealth Managers.

Marty Erzinger

Posted in 1, Marty Erzinger
John